/* J C Investment Venture Portfolio — corporate site */
:root {
  --red: #c20029;
  --red-dark: #9a0020;
  --navy: #000066;
  --navy-deep: #00004d;
  --orange: #ff6400;
  --lavender: #f0f0ff;
  --lavender-mid: #e8e8fc;
  --gold: #c9a227;
  --white: #ffffff;
  --grey-50: #f9f9f9;
  --grey-100: #f5f5f5;
  --grey-200: #eaeaea;
  --grey-600: #666;
  --grey-900: #1a1a1a;
  --text: #040505;
  --radius-sm: 8px;
  --radius-md: 16px;
  --radius-lg: 32px;
  --radius-xl: 48px;
  --max: 1200px;
  --max-wide: 1400px;
  --font: "Source Sans 3", "Segoe UI", system-ui, sans-serif;
  --ease-spring: cubic-bezier(0.175, 0.885, 0.32, 1.275);
  --ease-out: cubic-bezier(0.6, -0.28, 0.735, 0.045);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 62.5%; }
body {
  font-family: var(--font);
  font-size: 1.6rem;
  line-height: 1.5;
  color: var(--text);
  background: var(--white);
  overflow-x: hidden;
  min-width: 1280px;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }
.container { width: min(100% - 3.2rem, var(--max)); margin-inline: auto; }
.container-wide { width: min(100% - 3.2rem, var(--max-wide)); margin-inline: auto; }

/* Scroll reveal */
.reveal {
  opacity: 0;
  transform: translateY(32px);
  transition: opacity 0.7s ease, transform 0.7s var(--ease-spring);
}
.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}
.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }

/* Top bar */
.top-bar {
  background: var(--lavender-mid);
  padding: 0.8rem 0;
  font-size: 1.3rem;
  border-bottom: 1px solid #d8d8f5;
}
.top-bar-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
}
.top-bar a { color: var(--navy); font-weight: 600; text-decoration: underline; white-space: nowrap; }

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--white);
  border-bottom: 3px solid var(--red);
  box-shadow: 0 2px 12px rgba(0,0,0,0.06);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
  padding: 1.2rem 0;
}
.logo img { height: 52px; width: auto; object-fit: contain; }
.nav-main {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  flex: 1;
  justify-content: center;
}
.nav-main > a,
.nav-dropdown-trigger {
  font-size: 1.45rem;
  font-weight: 500;
  color: var(--text);
  transition: color 0.2s, background 0.2s;
  padding: 0.8rem 1.2rem;
  border-radius: 6px;
  white-space: nowrap;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
}
.nav-main > a:hover,
.nav-dropdown-trigger:hover,
.nav-main > a.nav-active,
.nav-dropdown.is-section-active > .nav-dropdown-trigger.nav-active {
  color: var(--red);
  background: rgba(194, 0, 41, 0.06);
}
.nav-dropdown {
  position: relative;
}
.nav-dropdown-trigger::after {
  content: "";
  width: 0;
  height: 0;
  border-left: 4px solid transparent;
  border-right: 4px solid transparent;
  border-top: 5px solid currentColor;
  margin-top: 2px;
  transition: transform 0.2s;
}
.nav-dropdown.is-open > .nav-dropdown-trigger::after {
  transform: rotate(180deg);
}
.nav-dropdown::before {
  content: "";
  position: absolute;
  left: -8px;
  right: -8px;
  top: 100%;
  height: 20px;
  pointer-events: auto;
}
.nav-dropdown-panel {
  position: absolute;
  top: calc(100% + 4px);
  left: 50%;
  transform: translateX(-50%) translateY(6px);
  min-width: 280px;
  max-width: 320px;
  background: var(--white);
  border: 1px solid var(--grey-200);
  border-radius: var(--radius-md);
  box-shadow: 0 16px 48px rgba(0, 0, 102, 0.14);
  padding: 0.6rem 0;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: opacity 0.28s ease, transform 0.28s ease, visibility 0.28s;
  z-index: 1100;
}
.nav-dropdown.is-open .nav-dropdown-panel {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translateX(-50%) translateY(0);
}
.nav-dropdown-heading {
  font-size: 1.2rem;
  font-weight: 600;
  color: var(--grey-600);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 0.8rem 1.6rem 0.6rem;
  margin: 0;
  border-bottom: 1px solid var(--grey-200);
}
.nav-dropdown-panel a {
  display: block;
  padding: 1rem 1.6rem;
  color: var(--text);
  transition: background 0.15s;
  border-left: 3px solid transparent;
}
.nav-dropdown-panel a:hover {
  background: var(--lavender);
  border-left-color: var(--red);
}
.nav-dropdown-label {
  display: block;
  font-size: 1.45rem;
  font-weight: 600;
  color: var(--navy);
  line-height: 1.3;
}
.nav-dropdown-desc {
  display: block;
  font-size: 1.25rem;
  color: var(--grey-600);
  margin-top: 0.3rem;
  line-height: 1.35;
}
[id] {
  scroll-margin-top: 110px;
}
.header-phone {
  font-size: 1.5rem;
  font-weight: 600;
  color: var(--navy);
  white-space: nowrap;
}
.header-phone:hover { color: var(--red); }
.header-actions {
  display: flex;
  align-items: center;
  gap: 1.2rem;
}
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 1.2rem 2.4rem;
  border-radius: 999px;
  font-size: 1.5rem;
  font-weight: 600;
  transition: transform 0.2s, box-shadow 0.2s, background 0.2s, color 0.2s;
}
.btn:hover { transform: translateY(-2px); box-shadow: 0 6px 20px rgba(0,0,0,0.12); }
.btn-black { background: #000; color: var(--white); }
.btn-black:hover { background: #222; }
.btn-outline-white {
  border: 2px solid var(--white);
  color: var(--white);
  background: transparent;
}
.btn-outline-white:hover { background: rgba(255,255,255,0.15); }
.btn-outline-red {
  border: 2px solid var(--red);
  color: var(--red);
  background: transparent;
}
.btn-outline-red:hover { background: var(--red); color: var(--white); }
.btn-navy { background: var(--navy); color: var(--white); }
.btn-navy:hover { background: var(--navy-deep); }
.btn-orange { background: var(--orange); color: var(--white); }
.btn-orange:hover { background: #e55a00; }
.btn-outline-navy {
  border: 2px solid var(--navy);
  color: var(--navy);
  background: transparent;
}
.btn-outline-navy:hover { background: var(--navy); color: var(--white); }
.btn-login {
  border: 2px solid var(--navy);
  color: var(--navy);
  padding: 0.8rem 2rem;
  border-radius: 999px;
  font-weight: 600;
}
.btn-login:hover { background: var(--navy); color: var(--white); }
.search-btn {
  width: 40px; height: 40px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: var(--text);
}
.search-btn:hover { background: var(--grey-100); }

/* ii logo hover animation */
.ii-logo-anim { width: 114px; height: 38px; overflow: visible; }
.ii-logo-anim .ii-spine {
  transform-origin: center bottom;
}
.ii-logo-wrap:hover .ii-left-spine,
.ii-logo-wrap:hover .ii-right-spine {
  animation: iiSpineBounce 3s linear forwards;
}
.ii-logo-wrap:hover .ii-right-spine { animation-delay: 0.15s; }
.ii-logo-wrap:hover .ii-left-circle-wrap {
  animation: iiLeftCircle 3s linear forwards;
}
.ii-logo-wrap:hover .ii-left-circle,
.ii-logo-wrap:hover .ii-right-circle {
  animation: iiCirclePulse 3s linear forwards;
}
.ii-logo-wrap:hover .ii-right-circle { animation-delay: 0.15s; }
.ii-logo-wrap:hover .ii-right-circle-wrap {
  animation: iiRightCircle 3s linear forwards;
  animation-delay: 0.15s;
}
@keyframes iiSpineBounce {
  0% { animation-timing-function: var(--ease-out); transform: scaleY(1); }
  8% { animation-timing-function: var(--ease-spring); transform: scaleY(0.8); }
  16%, 100% { transform: scaleY(1); }
}
@keyframes iiLeftCircle {
  0%, 10% { transform: translate(5px, 13px); }
  16% { animation-timing-function: var(--ease-spring); transform: translate(5px, 10px); }
  24%, 100% { transform: translate(5px, 13px); }
}
@keyframes iiRightCircle {
  0%, 10% { transform: translate(18.6px, 5px); }
  16% { animation-timing-function: var(--ease-spring); transform: translate(18.6px, 3px); }
  24%, 100% { transform: translate(18.6px, 5px); }
}
@keyframes iiCirclePulse {
  0%, 10% { transform: scale(1); }
  16% { animation-timing-function: var(--ease-spring); transform: scale(0.9); }
  24%, 100% { transform: scale(1); }
}

/* Page banner (inner pages) */
.page-banner-hero {
  position: relative;
  min-height: 36rem;
  background-size: cover;
  background-position: center;
  display: flex;
  align-items: flex-end;
  margin-top: 0;
}
.page-banner-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(
    135deg,
    rgba(0, 0, 77, 0.78) 0%,
    rgba(194, 0, 41, 0.55) 100%
  );
}
.page-banner-inner {
  position: relative;
  z-index: 1;
  color: var(--white);
  padding: 6rem 0 5rem;
}
.page-banner-eyebrow {
  font-size: 1.5rem;
  font-weight: 500;
  opacity: 0.9;
  margin-bottom: 0.8rem;
  letter-spacing: 0.04em;
}
.page-banner-inner h1 {
  font-size: clamp(3.2rem, 4vw, 4.8rem);
  font-weight: 700;
  line-height: 1.15;
  max-width: 24ch;
}
.page-content-placeholder {
  padding: 6rem 0 8rem;
  background: var(--white);
}
.placeholder-note {
  text-align: center;
  color: var(--text-muted);
  font-size: 1.6rem;
}
.nav-submenu-active .nav-dropdown-label,
a.nav-submenu-active .nav-dropdown-label {
  color: var(--red);
  font-weight: 600;
}
.vg-hero.has-hero-photo .vg-hero-photo {
  will-change: transform;
  background-size: cover;
  background-position: center;
  opacity: 0.35;
}
.vg-hero.has-hero-photo .vg-hero-blobs::before,
.vg-hero.has-hero-photo .vg-hero-blobs::after {
  opacity: 0.2;
}
.vg-hero.has-hero-photo .vg-hero-text {
  max-width: 72rem;
}

/* Vanguard Hero */
.vg-hero-wrap { padding: 2.4rem 0 0; background: var(--white); }
.vg-hero {
  position: relative;
  background: var(--red);
  color: var(--white);
  border-radius: var(--radius-lg) var(--radius-lg) var(--radius-xl) var(--radius-xl);
  overflow: hidden;
  max-width: 160rem;
  margin: 0 auto;
}
.vg-hero-bg {
  position: absolute;
  inset: 0;
  overflow: hidden;
  pointer-events: none;
  background: radial-gradient(
    circle at var(--mx, 75%) var(--my, 35%),
    rgba(255, 255, 255, 0.14) 0%,
    transparent 45%
  );
  transition: background 0.15s ease;
}
.vg-hero-bg::before,
.vg-hero-bg::after {
  content: "";
  position: absolute;
  border-radius: 50%;
  filter: blur(60px);
  opacity: 0.35;
  animation: vgBlobMove 12s ease-in-out infinite alternate;
}
.vg-hero-bg::before {
  width: 55%;
  height: 80%;
  background: #ff4d6d;
  top: -20%;
  right: -10%;
  animation-delay: 0s;
}
.vg-hero-bg::after {
  width: 45%;
  height: 60%;
  background: #8b0018;
  bottom: -15%;
  left: -5%;
  animation-delay: -4s;
}
.vg-blob {
  position: absolute;
  border-radius: 50%;
  background: rgba(255,255,255,0.08);
  animation: vgFloat 8s ease-in-out infinite;
}
.vg-blob-1 { width: 120px; height: 120px; top: 15%; left: 8%; animation-delay: 0s; }
.vg-blob-2 { width: 80px; height: 80px; top: 60%; left: 25%; animation-delay: -2s; }
.vg-blob-3 { width: 200px; height: 200px; bottom: 10%; right: 30%; animation-delay: -4s; }
@keyframes vgBlobMove {
  0% { transform: translate(0, 0) scale(1); }
  100% { transform: translate(30px, -20px) scale(1.08); }
}
@keyframes vgFloat {
  0%, 100% { transform: translateY(0); opacity: 0.5; }
  50% { transform: translateY(-18px); opacity: 0.85; }
}
.vg-hero-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr;
  gap: 3.2rem;
  padding: 4.8rem 2.4rem;
}
@media (min-width: 1024px) {
  .vg-hero-inner {
    grid-template-columns: 1fr 1fr;
    align-items: center;
    padding: 4.8rem 6rem;
  }
}
.hero-eyebrow {
  font-size: 1.4rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  opacity: 0.9;
  margin-bottom: 1.6rem;
}
.vg-hero-text h1 {
  font-size: 5.2rem;
  font-weight: 700;
  line-height: 1.1;
  margin-bottom: 2.4rem;
}
.vg-hero-text p { font-size: 1.8rem; opacity: 0.95; margin-bottom: 2.4rem; max-width: 52ch; }
.vg-hero-cta { display: flex; flex-wrap: wrap; gap: 1.6rem; }
.vg-hero-image {
  display: flex;
  justify-content: center;
}
.vg-hero-image img {
  border-radius: var(--radius-md);
  width: 100%;
  max-height: 54rem;
  object-fit: cover;
  animation: heroImageFloat 6s ease-in-out infinite;
  box-shadow: 0 20px 60px rgba(0,0,0,0.25);
}
@keyframes heroImageFloat {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}
.hero-load .vg-hero-text > * {
  opacity: 0;
  transform: translateY(24px);
  animation: heroFadeUp 0.8s var(--ease-spring) forwards;
}
.hero-load .vg-hero-text h1 { animation-delay: 0.1s; }
.hero-load .vg-hero-text p { animation-delay: 0.25s; }
.hero-load .vg-hero-cta { animation-delay: 0.4s; }
.hero-load .vg-hero-image { animation: heroFadeUp 0.9s var(--ease-spring) 0.5s forwards; opacity: 0; }
@keyframes heroFadeUp {
  to { opacity: 1; transform: translateY(0); }
}

/* II Hero */
.ii-hero {
  position: relative;
  background: var(--lavender);
  padding: 6rem 0 8rem;
  margin-top: -2rem;
  overflow: hidden;
}
.ii-hero::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 12rem;
  background: linear-gradient(180deg, var(--white) 0%, transparent 100%);
  pointer-events: none;
}
.ii-hero-shapes {
  position: absolute;
  inset: 0;
  pointer-events: none;
  perspective: 2000px;
}
.ii-shape {
  position: absolute;
  border-radius: 50%;
  background: rgba(153, 153, 249, 0.15);
  animation: iiShapeDrift 14s ease-in-out infinite;
}
.ii-shape-1 { width: 300px; height: 300px; top: 10%; right: 5%; }
.ii-shape-2 { width: 180px; height: 180px; bottom: 20%; left: 10%; animation-delay: -5s; }
.ii-shape-3 { width: 100px; height: 100px; top: 40%; left: 40%; animation-delay: -8s; background: rgba(255,100,0,0.08); }
@keyframes iiShapeDrift {
  0%, 100% { transform: translate3d(0,0,0) rotate(0deg); }
  33% { transform: translate3d(15px,-20px,20px) rotate(5deg); }
  66% { transform: translate3d(-10px,15px,-10px) rotate(-3deg); }
}
.ii-hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr;
  gap: 4rem;
  align-items: center;
}
@media (min-width: 900px) {
  .ii-hero-grid { grid-template-columns: 1fr 1fr; }
}
.ii-hero-copy h2 {
  font-size: clamp(2.8rem, 4vw, 4.8rem);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.15;
  margin-bottom: 2rem;
}
.ii-hero-copy p { color: var(--grey-600); font-size: 1.8rem; margin-bottom: 2.4rem; max-width: 48ch; }
.ii-hero-btns { display: flex; flex-wrap: wrap; gap: 1.6rem; }
.ii-hero-visual {
  display: flex;
  justify-content: center;
  transform-style: preserve-3d;
}
.ii-pill-mask {
  width: min(100%, 480px);
  aspect-ratio: 4/5;
  border-radius: 50% / 20%;
  overflow: hidden;
  box-shadow: 0 24px 80px rgba(0,0,102,0.15);
  will-change: transform;
}
.ii-pill-mask img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* Trustpilot */
.trust-bar {
  padding: 3.2rem 0;
  text-align: center;
  border-bottom: 1px solid var(--grey-200);
}
.trust-bar p { font-size: 1.6rem; color: var(--grey-600); }
.trust-stars { color: #00b67a; font-size: 2rem; letter-spacing: 2px; margin: 0.4rem 0; }

/* Intro */
.intro-section { padding: 6rem 0; text-align: center; }
.intro-section h2 {
  font-size: 3.6rem;
  font-weight: 700;
  max-width: 900px;
  margin: 0 auto 2.4rem;
  line-height: 1.25;
}
.intro-lead {
  text-align: center;
  color: var(--grey-600);
  font-size: 1.8rem;
  max-width: 720px;
  margin: 0 auto 5rem;
}
.section-sub {
  text-align: center;
  color: var(--grey-600);
  font-size: 1.7rem;
  max-width: 680px;
  margin: -3.2rem auto 4.8rem;
}
.feature-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 4rem;
  text-align: left;
}
@media (min-width: 768px) { .feature-grid { grid-template-columns: 1fr 1fr; } }
.feature-item .icon {
  width: 48px; height: 48px;
  color: var(--red);
  margin-bottom: 1.6rem;
}
.feature-item h3 { font-size: 2rem; font-weight: 700; margin-bottom: 1.2rem; }
.feature-item p { color: var(--grey-600); }

/* Special offers */
.offers-section { padding: 4rem 0; }
.offers-card {
  position: relative;
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius-xl);
  padding: 4rem 3.2rem;
  display: grid;
  grid-template-columns: 1fr;
  gap: 3.2rem;
  align-items: center;
  overflow: hidden;
}
@media (min-width: 768px) {
  .offers-card { grid-template-columns: auto 1fr; padding: 4.8rem 5.6rem; }
}
.offers-badge-wrap {
  position: relative;
  width: 180px;
  height: 180px;
  margin: 0 auto;
}
.offers-badge-wrap::before {
  content: "";
  position: absolute;
  inset: -4px;
  border-radius: 50%;
  background: conic-gradient(from 0deg, var(--orange), var(--gold), var(--orange), #fff3, var(--orange));
  animation: offersGlowSpin 4s linear infinite;
}
.offers-badge {
  position: relative;
  width: 100%;
  height: 100%;
  border-radius: 50%;
  background: var(--navy-deep);
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  font-weight: 700;
  font-size: 1.8rem;
  line-height: 1.2;
  padding: 1.6rem;
  animation: offersPulse 3s ease-in-out infinite;
  z-index: 1;
}
@keyframes offersGlowSpin { to { transform: rotate(360deg); } }
@keyframes offersPulse {
  0%, 100% { transform: scale(1); box-shadow: 0 0 0 0 rgba(255,100,0,0.4); }
  50% { transform: scale(1.03); box-shadow: 0 0 40px 8px rgba(255,100,0,0.25); }
}
.offers-content h3 { font-size: 2.8rem; font-weight: 700; margin-bottom: 1.2rem; }
.offers-content p { opacity: 0.9; margin-bottom: 2rem; max-width: 55ch; }

/* Product grid */
.products-section { padding: 6rem 0; background: var(--grey-50); }
.section-title {
  font-size: clamp(2.4rem, 3vw, 3.6rem);
  font-weight: 700;
  text-align: center;
  margin-bottom: 4.8rem;
  max-width: 800px;
  margin-inline: auto;
}
.product-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.4rem;
}
@media (min-width: 768px) { .product-grid { grid-template-columns: repeat(3, 1fr); } }
.product-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 3.2rem 2.4rem;
  border: 1px solid var(--grey-200);
  transition: transform 0.3s, box-shadow 0.3s;
}
.product-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 16px 40px rgba(0,0,102,0.1);
}
.product-card .icon { width: 40px; height: 40px; color: var(--orange); margin-bottom: 1.6rem; }
.product-card h3 { font-size: 2rem; font-weight: 700; margin-bottom: 1.2rem; color: var(--navy); }
.product-card p { color: var(--grey-600); margin-bottom: 2rem; font-size: 1.5rem; }
.product-card .btn { width: 100%; margin-bottom: 1rem; }
.text-link {
  color: var(--navy);
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
}
.text-link:hover { color: var(--orange); }
.text-link::after { content: "→"; transition: transform 0.2s; }
.text-link:hover::after { transform: translateX(4px); }

/* Billboard */
.billboard-section { padding: 6rem 0; }
.billboard-card {
  background: var(--grey-100);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: grid;
  grid-template-columns: 1fr;
}
@media (min-width: 900px) { .billboard-card { grid-template-columns: 1fr 1fr; } }
.billboard-card img { width: 100%; height: 100%; min-height: 280px; object-fit: cover; }
.billboard-text {
  padding: 4rem 3.2rem;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.billboard-text h3 { font-size: 2.8rem; font-weight: 700; margin-bottom: 1.6rem; }
.billboard-text p { color: var(--grey-600); margin-bottom: 2rem; }

/* Compare chart */
.compare-section { padding: 6rem 0; }
.compare-card {
  background: var(--lavender);
  border-radius: var(--radius-xl);
  padding: 4.8rem 3.2rem;
  display: grid;
  grid-template-columns: 1fr;
  gap: 4rem;
  align-items: center;
}
@media (min-width: 900px) { .compare-card { grid-template-columns: 1fr 1fr; } }
.compare-card h3 { font-size: 2.8rem; font-weight: 700; color: var(--navy); margin-bottom: 1.6rem; }
.compare-card p { color: var(--grey-600); margin-bottom: 2.4rem; }
.chart-wrap {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 2.4rem;
  position: relative;
}
.chart-svg { width: 100%; height: auto; }
.chart-line {
  fill: none;
  stroke: var(--navy);
  stroke-width: 3;
  stroke-linecap: round;
  stroke-dasharray: 600;
  stroke-dashoffset: 600;
  transition: stroke-dashoffset 2s ease-out;
}
.chart-wrap.is-visible .chart-line { stroke-dashoffset: 0; }
.chart-plane {
  position: absolute;
  top: 18%;
  right: 12%;
  width: 36px;
  animation: planeFloat 3s ease-in-out infinite;
}
@keyframes planeFloat {
  0%, 100% { transform: translate(0,0) rotate(-5deg); }
  50% { transform: translate(8px,-12px) rotate(5deg); }
}

/* Goal cards */
.goals-section { padding: 6rem 0; }
.goal-cards {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.4rem;
}
@media (min-width: 768px) { .goal-cards { grid-template-columns: 1fr 1fr; } }
.goal-card {
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid var(--grey-200);
  background: var(--white);
  transition: transform 0.3s, box-shadow 0.3s;
}
.goal-card:hover { transform: translateY(-4px); box-shadow: 0 12px 32px rgba(0,0,0,0.08); }
.goal-card-visual {
  height: 220px;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 2rem;
}
.goal-card-visual.blue { background: #d4e8f7; }
.goal-card-visual.pink { background: #fce4ec; }
.goal-card-visual.yellow { background: #fff8e1; }
.goal-card-body { padding: 3.2rem 2.4rem 4rem; }
.goal-card-body h3 { font-size: 2.4rem; font-weight: 700; margin-bottom: 1.2rem; }
.goal-card-body p { color: var(--grey-600); margin-bottom: 1.6rem; }
.goal-card-body ul { margin-bottom: 2.4rem; }
.goal-card-body li {
  padding-left: 1.6rem;
  position: relative;
  margin-bottom: 0.8rem;
  color: var(--grey-600);
}
.goal-card-body li::before {
  content: "•";
  position: absolute;
  left: 0;
  color: var(--red);
  font-weight: bold;
}
.goal-card-body .btn { width: 100%; }

/* Transfer */
.transfer-section { padding: 6rem 0; }
.transfer-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 4rem;
  align-items: center;
}
@media (min-width: 900px) { .transfer-grid { grid-template-columns: 1fr 1fr; } }
.transfer-image-wrap {
  position: relative;
  border-radius: var(--radius-md);
  overflow: hidden;
}
.transfer-image-wrap img { border-radius: var(--radius-md); }
.transfer-icon {
  position: absolute;
  bottom: -20px;
  right: 24px;
  width: 72px;
  height: 72px;
  background: var(--navy);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  box-shadow: 0 8px 24px rgba(0,0,102,0.3);
  animation: iconBob 4s ease-in-out infinite;
}
@keyframes iconBob {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}
.transfer-copy h3 { font-size: 2.8rem; font-weight: 700; color: var(--navy); margin-bottom: 1.6rem; }
.transfer-copy p { color: var(--grey-600); margin-bottom: 2.4rem; }

/* Values overlay */
.values-section {
  position: relative;
  min-height: 520px;
  display: flex;
  align-items: flex-end;
  padding: 4rem 0 0;
}
.values-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.values-bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.values-bg::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, transparent 30%, rgba(0,0,0,0.35) 100%);
}
.values-card {
  position: relative;
  z-index: 1;
  background: var(--white);
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
  padding: 4.8rem 3.2rem;
  width: min(100% - 3.2rem, var(--max-wide));
  margin: 0 auto;
  box-shadow: 0 -8px 40px rgba(0,0,0,0.1);
}
.values-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 3.2rem;
  margin-bottom: 3.2rem;
}
@media (min-width: 768px) { .values-grid { grid-template-columns: repeat(3, 1fr); } }
.value-item .icon { color: var(--orange); width: 40px; height: 40px; margin-bottom: 1.2rem; }
.value-item h4 { font-size: 1.8rem; font-weight: 700; color: var(--navy); margin-bottom: 0.8rem; }
.value-item p { color: var(--grey-600); font-size: 1.5rem; }
.values-heading {
  font-size: 3.2rem;
  font-weight: 700;
  text-align: center;
  margin-bottom: 4rem;
  color: var(--navy);
}
.values-card .btn { display: block; width: fit-content; margin: 0 auto; }

/* Contact */
.contact-section { padding: 6rem 0 8rem; background: var(--grey-50); }
.contact-card {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 4.8rem;
  border: 1px solid var(--grey-200);
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.06);
}
.contact-copy h2 { font-size: 3.6rem; font-weight: 700; color: var(--navy); margin-bottom: 0.8rem; }
.contact-company { font-weight: 600; color: var(--red); margin-bottom: 2.4rem; font-size: 1.6rem; }
.contact-details { margin-bottom: 2.4rem; }
.contact-details li { margin-bottom: 1.6rem; }
.contact-details strong {
  display: block;
  font-size: 1.3rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--grey-600);
  margin-bottom: 0.4rem;
}
.contact-details span,
.contact-details a { font-size: 1.7rem; color: var(--text); }
.contact-details a:hover { color: var(--red); }
.contact-note { color: var(--grey-600); font-size: 1.5rem; max-width: 48ch; }
.contact-visual img { border-radius: var(--radius-md); }

/* Legal resource cards */
.explore-grid-legal .explore-card { text-align: center; }
.explore-card-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 3.2rem 2.4rem 0;
  min-height: 120px;
}

/* Legal pages */
.legal-page .legal-main { padding: 5.6rem 0 8rem; }
.legal-content { max-width: 820px; }
.legal-content h1 { font-size: 4rem; font-weight: 700; color: var(--navy); margin-bottom: 0.8rem; }
.legal-updated { color: var(--grey-600); margin-bottom: 3.2rem; }
.legal-content h2 {
  font-size: 2.2rem;
  font-weight: 700;
  color: var(--navy);
  margin: 3.2rem 0 1.2rem;
}
.legal-content p { margin-bottom: 1.6rem; color: var(--text); line-height: 1.65; }
.legal-content a { color: var(--red); text-decoration: underline; }
.legal-content a:hover { color: var(--red-dark); }
.legal-list { list-style: disc; margin: 0 0 1.6rem 2rem; }
.legal-list li { margin-bottom: 0.6rem; line-height: 1.6; }
.legal-contact { margin-top: 3.2rem; padding-top: 2.4rem; border-top: 1px solid var(--grey-200); }
.footer-bar-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1.6rem 0;
  color: rgba(255, 255, 255, 0.75);
  font-size: 1.3rem;
}
.legal-page .site-footer { background: var(--navy-deep); }
.footer-col-brand .footer-entity { font-weight: 600; margin-top: 1.2rem; color: rgba(255,255,255,0.9); }
.footer-col-brand .footer-address { color: rgba(255,255,255,0.65); font-size: 1.4rem; margin-top: 0.4rem; }

/* Adviser */
.adviser-section { padding: 6rem 0; }
.adviser-card {
  background: var(--grey-100);
  border-radius: var(--radius-lg);
  display: grid;
  grid-template-columns: 1fr;
  overflow: hidden;
}
@media (min-width: 900px) { .adviser-card { grid-template-columns: 1fr 1fr; } }
.adviser-visual {
  min-height: 280px;
  background: #fff8e1;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 3rem;
}
.adviser-text { padding: 4rem 3.2rem; }
.adviser-text h3 { font-size: 2.8rem; font-weight: 700; margin-bottom: 1.6rem; }
.adviser-text p { color: var(--grey-600); margin-bottom: 1.6rem; }
.adviser-text ul { margin-bottom: 2rem; }
.adviser-text li {
  padding-left: 1.6rem;
  position: relative;
  margin-bottom: 0.8rem;
  color: var(--grey-600);
}
.adviser-text li::before { content: "•"; position: absolute; left: 0; color: var(--red); }

/* Retirement */
.retire-section { padding: 6rem 0; background: var(--lavender); }
.retire-card {
  background: var(--lavender);
  border-radius: var(--radius-xl);
  display: grid;
  grid-template-columns: 1fr;
  gap: 4rem;
  align-items: center;
  padding: 4rem 0;
}
@media (min-width: 900px) { .retire-card { grid-template-columns: 1fr 1fr; } }
.retire-card img { border-radius: var(--radius-md); box-shadow: 0 12px 40px rgba(0,0,102,0.12); }
.retire-copy h3 { font-size: 2.8rem; font-weight: 700; color: var(--navy); margin-bottom: 1.6rem; }
.retire-copy p { color: var(--grey-600); margin-bottom: 2.4rem; }

/* Awards */
.awards-section { padding: 6rem 0; text-align: center; }
.awards-section > p { color: var(--grey-600); max-width: 600px; margin: 0 auto 2.4rem; }
.awards-section .btn { margin-bottom: 4.8rem; }
.award-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.4rem;
}
@media (min-width: 600px) { .award-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .award-grid { grid-template-columns: repeat(4, 1fr); } }
.award-card {
  background: #faf6f0;
  border-radius: var(--radius-sm);
  padding: 2.4rem 1.6rem;
  text-align: center;
}
.award-seal {
  width: 72px;
  height: 72px;
  margin: 0 auto 1.6rem;
  animation: sealShine 4s ease-in-out infinite;
}
@keyframes sealShine {
  0%, 100% { filter: brightness(1); transform: scale(1); }
  50% { filter: brightness(1.1); transform: scale(1.05); }
}
.award-card h4 { font-size: 1.5rem; font-weight: 700; margin-bottom: 0.8rem; }
.award-card p { font-size: 1.3rem; color: var(--grey-600); }

/* Invest grid */
.invest-section { padding: 6rem 0; }
.invest-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.4rem;
}
@media (min-width: 768px) { .invest-grid { grid-template-columns: repeat(3, 1fr); } }

/* Story */
.story-section { padding: 6rem 0; background: var(--lavender); }
.story-card {
  display: grid;
  grid-template-columns: 1fr;
  gap: 4rem;
  align-items: center;
}
@media (min-width: 900px) { .story-card { grid-template-columns: 1fr 1fr; } }
.story-copy h3 { font-size: 2.8rem; font-weight: 700; color: var(--navy); margin-bottom: 1.6rem; }
.story-copy p { color: var(--grey-600); margin-bottom: 2.4rem; }
.story-btns { display: flex; flex-wrap: wrap; gap: 1.2rem; }
.story-visual {
  display: flex;
  justify-content: center;
}
.story-circle {
  width: min(100%, 400px);
  aspect-ratio: 1;
  border-radius: 50%;
  overflow: hidden;
  box-shadow: 0 20px 60px rgba(0,0,102,0.15);
}
.story-circle img { width: 100%; height: 100%; object-fit: cover; }

/* Explore */
.explore-section { padding: 6rem 0; }
.explore-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.4rem;
}
@media (min-width: 768px) { .explore-grid { grid-template-columns: repeat(3, 1fr); } }
.explore-card {
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid var(--grey-200);
  background: var(--white);
  display: flex;
  flex-direction: column;
  transition: transform 0.3s;
}
.explore-card:hover { transform: translateY(-4px); }
.explore-card img { height: 200px; width: 100%; object-fit: cover; }
.explore-card-body {
  padding: 2.4rem;
  flex: 1;
  display: flex;
  flex-direction: column;
}
.explore-card-body h4 { font-size: 1.8rem; font-weight: 700; margin-bottom: 1rem; }
.explore-card-body p { color: var(--grey-600); font-size: 1.5rem; margin-bottom: 2rem; flex: 1; }
.explore-card-body .btn { width: 100%; }

/* App CTA */
.app-section { padding: 8rem 0; text-align: center; }
.app-icon {
  width: 80px;
  height: 80px;
  margin: 0 auto 2.4rem;
  border-radius: 50%;
  background: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 12px;
  animation: appIconPulse 3s ease-in-out infinite;
}
@keyframes appIconPulse {
  0%, 100% { box-shadow: 0 0 0 0 rgba(0,0,102,0.3); }
  50% { box-shadow: 0 0 0 16px rgba(0,0,102,0); }
}
.app-icon img { height: 100%; object-fit: contain; filter: brightness(1.1); }
.app-section h3 { font-size: 3.2rem; font-weight: 700; color: var(--navy); margin-bottom: 1.2rem; }
.app-section p { color: var(--grey-600); max-width: 500px; margin: 0 auto 2.4rem; }
.app-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 1.2rem;
  justify-content: center;
  margin-top: 2.4rem;
}
.app-badge {
  background: #000;
  color: #fff;
  padding: 0.8rem 1.6rem;
  border-radius: 8px;
  font-size: 1.2rem;
  font-weight: 600;
  transition: transform 0.2s;
}
.app-badge:hover { transform: scale(1.05); }
.app-badge span { display: block; font-size: 0.9rem; opacity: 0.8; font-weight: 400; }

/* Footer */
.site-footer { background: var(--navy-deep); color: var(--white); }
.footer-links {
  padding: 5.6rem 0 4rem;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
  gap: 3.2rem;
}
.footer-col h5 {
  font-size: 1.4rem;
  font-weight: 700;
  margin-bottom: 1.6rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}
.footer-col a {
  display: block;
  color: rgba(255,255,255,0.75);
  font-size: 1.4rem;
  margin-bottom: 0.8rem;
  transition: color 0.2s;
}
.footer-col a:hover { color: var(--white); }
.footer-bar-links a { margin-left: 1.6rem; color: rgba(255,255,255,0.6); }
.footer-bar-links a:hover { color: var(--white); }
.footer-legal {
  padding: 2.4rem 0;
  border-top: 1px solid rgba(255,255,255,0.1);
  font-size: 1.1rem;
  color: rgba(255,255,255,0.55);
  line-height: 1.6;
}
.footer-bar {
  background: #111;
  padding: 1.6rem 0;
  font-size: 1.3rem;
  color: rgba(255,255,255,0.6);
}
.footer-bar .container {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 1rem;
}
.footer-bar a { color: rgba(255,255,255,0.6); margin-left: 1.6rem; }
.footer-bar a:hover { color: var(--white); }

.menu-toggle { display: none; }

/* —— Inner pages —— */
.page-hero {
  background: linear-gradient(135deg, var(--navy-deep) 0%, var(--navy) 55%, #1a1a6e 100%);
  color: var(--white);
  padding: 5.6rem 0;
  text-align: center;
}
.page-hero h1 { font-size: 4rem; font-weight: 700; margin-bottom: 1.2rem; }
.page-hero p { font-size: 1.8rem; opacity: 0.92; max-width: 720px; margin: 0 auto; }
.page-section { padding: 6rem 0; }
.page-section.alt { background: var(--grey-50); }
.page-section h2 {
  font-size: 3rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 2.4rem;
  text-align: center;
}
.page-section h3 { font-size: 2rem; font-weight: 700; color: var(--navy); margin-bottom: 1.2rem; }
.page-prose { max-width: 820px; margin: 0 auto; color: var(--grey-600); font-size: 1.7rem; line-height: 1.75; }
.page-prose p { margin-bottom: 1.6rem; }
.page-prose.center { text-align: center; }
.vision-mission {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2.4rem;
  margin-top: 3.2rem;
}
.vision-card {
  background: var(--white);
  border: 1px solid var(--grey-200);
  border-radius: var(--radius-md);
  padding: 3.2rem;
  border-top: 4px solid var(--gold);
}
.vision-card h3 { text-align: left; margin-bottom: 1rem; }
.vision-card p { color: var(--grey-600); line-height: 1.7; }

.advantage-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 1.6rem;
  margin-top: 4rem;
}
.advantage-item {
  background: var(--white);
  border: 1px solid var(--grey-200);
  border-radius: var(--radius-sm);
  padding: 2.4rem 1.6rem;
  text-align: center;
  transition: transform 0.25s, box-shadow 0.25s;
}
.advantage-item:hover { transform: translateY(-4px); box-shadow: 0 12px 28px rgba(0,0,102,0.08); }
.advantage-item .num {
  width: 40px; height: 40px;
  margin: 0 auto 1.2rem;
  background: var(--red);
  color: var(--white);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 1.6rem;
}
.advantage-item p { font-size: 1.45rem; font-weight: 600; color: var(--navy); line-height: 1.4; }

.service-block {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
  margin-bottom: 6rem;
}
.service-block.reverse { direction: rtl; }
.service-block.reverse > * { direction: ltr; }
.service-block:last-child { margin-bottom: 0; }
.service-block img { border-radius: var(--radius-md); box-shadow: 0 12px 40px rgba(0,0,0,0.1); }
.service-block ul { margin-top: 1.6rem; }
.service-block li {
  padding-left: 1.6rem; position: relative; margin-bottom: 0.8rem;
  color: var(--grey-600); font-size: 1.55rem;
}
.service-block li::before { content: "•"; position: absolute; left: 0; color: var(--red); font-weight: bold; }
.service-copy h2 { font-size: 2.8rem; font-weight: 700; color: var(--navy); margin-bottom: 1.6rem; }
.service-copy p { color: var(--grey-600); margin-bottom: 1.2rem; font-size: 1.6rem; line-height: 1.7; }
.footer-domain { display: block; color: rgba(255,255,255,0.65); font-size: 1.4rem; margin-top: 0.4rem; }

.building-card {
  background: var(--white);
  border: 1px solid var(--grey-200);
  border-radius: var(--radius-lg);
  overflow: hidden;
  margin-bottom: 4rem;
  display: grid;
  grid-template-columns: 1.1fr 1fr;
}
.building-card:last-child { margin-bottom: 0; }
.building-visual { min-height: 360px; background: var(--grey-100); }
.building-visual img { width: 100%; height: 100%; object-fit: cover; min-height: 360px; }
.building-body { padding: 4rem 3.6rem; }
.building-body .tag {
  display: inline-block;
  background: rgba(194,0,41,0.1);
  color: var(--red);
  font-size: 1.3rem;
  font-weight: 600;
  padding: 0.4rem 1.2rem;
  border-radius: 999px;
  margin-bottom: 1.6rem;
}
.building-meta { margin: 2rem 0; }
.building-meta dt { font-size: 1.3rem; color: var(--grey-600); margin-bottom: 0.4rem; }
.building-meta dd { font-size: 1.6rem; font-weight: 600; color: var(--text); margin-bottom: 1.2rem; }
.building-note {
  background: var(--lavender);
  border-radius: var(--radius-md);
  padding: 3.2rem;
  margin-top: 4rem;
}
.building-note h3 { text-align: center; margin-bottom: 1.2rem; }
.building-note p { text-align: center; color: var(--grey-600); font-size: 1.6rem; max-width: 900px; margin: 0 auto; }

.insight-layout { display: grid; grid-template-columns: 260px 1fr; gap: 4rem; align-items: start; }
.insight-nav { position: sticky; top: 100px; }
.insight-nav a {
  display: block;
  padding: 1.2rem 1.6rem;
  border-radius: var(--radius-sm);
  font-size: 1.5rem;
  color: var(--text);
  margin-bottom: 0.4rem;
  border-left: 3px solid transparent;
}
.insight-nav a:hover,
.insight-nav a.active { background: var(--lavender); color: var(--red); border-left-color: var(--red); }
.insight-article {
  background: var(--white);
  border: 1px solid var(--grey-200);
  border-radius: var(--radius-md);
  padding: 3.2rem;
  margin-bottom: 2.4rem;
}
.insight-article .cat { font-size: 1.3rem; color: var(--orange); font-weight: 600; margin-bottom: 0.8rem; }
.insight-article h3 { font-size: 2rem; margin-bottom: 1.2rem; color: var(--navy); }
.insight-article p { color: var(--grey-600); line-height: 1.75; font-size: 1.55rem; }
.insight-article time { display: block; margin-top: 1.6rem; font-size: 1.3rem; color: var(--grey-600); }

.cta-banner {
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius-lg);
  padding: 4.8rem;
  text-align: center;
  margin-top: 4rem;
}
.cta-banner h2 { color: var(--white); font-size: 2.8rem; margin-bottom: 1.2rem; }
.cta-banner p { opacity: 0.9; font-size: 1.7rem; max-width: 680px; margin: 0 auto 2.4rem; }

.home-services-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
}
.home-service-card {
  border: 1px solid var(--grey-200);
  border-radius: var(--radius-md);
  padding: 2.8rem 2rem;
  background: var(--white);
  transition: transform 0.25s, border-color 0.25s;
}
.home-service-card:hover { transform: translateY(-4px); border-color: var(--red); }
.home-service-card .icon { font-size: 2.8rem; margin-bottom: 1.2rem; }
.home-service-card h3 { font-size: 1.7rem; font-weight: 700; color: var(--navy); margin-bottom: 0.8rem; }
.home-service-card p { font-size: 1.45rem; color: var(--grey-600); line-height: 1.55; }

.property-teaser {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3.2rem;
  align-items: center;
  background: var(--grey-100);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.property-teaser img { height: 100%; min-height: 320px; object-fit: cover; }
.property-teaser-text { padding: 3.2rem 4rem 3.2rem 0; }
.property-teaser-text h3 { font-size: 2.4rem; font-weight: 700; color: var(--navy); margin-bottom: 1.2rem; }

/* Rich content */
.page-content-rich {
  padding: 4.8rem 0 7.2rem;
}
.page-content-rich h2 {
  font-size: 2.6rem;
  font-weight: 700;
  color: var(--navy);
  margin: 4rem 0 1.6rem;
}
.page-content-rich h2:first-child { margin-top: 0; }
.page-content-rich h3 {
  font-size: 2rem;
  font-weight: 700;
  color: var(--navy);
  margin: 2.8rem 0 1.2rem;
}
.page-content-rich h4 { font-size: 1.7rem; font-weight: 700; color: var(--navy); margin-bottom: 0.8rem; }
.content-lead {
  font-size: 1.85rem;
  line-height: 1.75;
  color: var(--grey-900);
  margin-bottom: 2.4rem;
  max-width: 78ch;
}
.page-content-rich p {
  font-size: 1.6rem;
  line-height: 1.85;
  color: var(--grey-600);
  margin-bottom: 1.4rem;
  max-width: 82ch;
}
.content-list { margin: 1.6rem 0 2.4rem 2rem; max-width: 72ch; }
.content-list li { margin-bottom: 0.8rem; line-height: 1.7; color: var(--grey-600); }
.content-two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3.2rem;
  margin: 2.4rem 0 3.2rem;
  align-items: start;
}
.content-callout {
  background: var(--lavender);
  border-left: 4px solid var(--red);
  padding: 2.4rem 2.8rem;
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  margin: 2.4rem 0;
}
.content-callout h4 { color: var(--red); }
.content-figure { margin: 3.2rem 0; border-radius: var(--radius-md); overflow: hidden; }
.content-figure img { width: 100%; max-height: 42rem; object-fit: cover; }
.content-figure figcaption {
  font-size: 1.35rem;
  color: var(--grey-600);
  padding: 1rem 0;
}
.content-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.6rem;
  margin: 3.2rem 0;
}
.stat-card {
  background: var(--grey-100);
  border-radius: var(--radius-md);
  padding: 2.4rem;
  text-align: center;
}
.stat-value { display: block; font-size: 3.2rem; font-weight: 700; color: var(--red); }
.stat-label { display: block; font-size: 1.5rem; font-weight: 600; color: var(--navy); margin-top: 0.4rem; }
.stat-note { display: block; font-size: 1.25rem; color: var(--grey-600); margin-top: 0.4rem; }

.insight-grid, .project-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2.4rem;
  margin: 2.4rem 0 3.2rem;
}
.insight-card, .project-card {
  display: flex;
  flex-direction: column;
  background: var(--white);
  border: 1px solid var(--grey-200);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: transform 0.25s, box-shadow 0.25s;
}
.insight-card:hover, .project-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 32px rgba(0, 0, 77, 0.12);
}
.insight-card-img img, .project-card-img img {
  width: 100%;
  height: 18rem;
  object-fit: cover;
}
.insight-card-body, .project-card-body { padding: 2rem; flex: 1; display: flex; flex-direction: column; }
.insight-tag, .project-meta {
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--orange);
  margin-bottom: 0.6rem;
}
.insight-card h3, .project-card h3 {
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.8rem;
  line-height: 1.35;
}
.insight-card p, .project-card p {
  font-size: 1.45rem;
  color: var(--grey-600);
  line-height: 1.55;
  flex: 1;
}
.insight-link, .project-link {
  margin-top: 1.2rem;
  font-weight: 600;
  color: var(--red);
  font-size: 1.4rem;
}

.site-form { max-width: 72rem; margin: 2.4rem 0; }
.site-form label {
  display: block;
  font-size: 1.45rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 1.6rem;
}
.site-form input, .site-form select, .site-form textarea {
  display: block;
  width: 100%;
  margin-top: 0.6rem;
  padding: 1.2rem 1.4rem;
  border: 1px solid var(--grey-200);
  border-radius: var(--radius-sm);
  font-size: 1.5rem;
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 2rem; }
.form-consent { font-weight: 400; display: flex; gap: 0.8rem; align-items: flex-start; }
.form-consent input { width: auto; margin-top: 0.3rem; }
.form-disclaimer { font-size: 1.3rem; color: var(--grey-600); margin-top: 1.2rem; }
.form-status { font-size: 1.4rem; color: var(--navy-800); margin-top: 1.2rem; font-weight: 600; }
.quote-form-block {
  background: var(--grey-50);
  border-radius: var(--radius-lg);
  padding: 3.2rem;
  margin: 3.2rem 0;
}
.quote-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.6rem;
  margin: 2.4rem 0 3.2rem;
}
.quote-step {
  background: var(--white);
  border: 1px solid var(--grey-200);
  border-radius: var(--radius-md);
  padding: 2rem;
  text-align: center;
}
.quote-step span {
  display: inline-flex;
  width: 3.2rem;
  height: 3.2rem;
  align-items: center;
  justify-content: center;
  background: var(--navy);
  color: var(--white);
  border-radius: 50%;
  font-weight: 700;
  margin-bottom: 1rem;
}

/* Homepage unique */
.home-page { padding-top: 0; }
.home-hero-wrap { padding-top: 2.4rem; }
.home-hero-panel {
  min-height: 52rem;
  background: linear-gradient(135deg, var(--navy-deep) 0%, var(--navy) 52%, #0d0d3d 100%);
  box-shadow: 0 20px 50px rgba(0, 0, 77, 0.2);
}
.home-hero-panel.has-hero-photo .vg-hero-photo {
  opacity: 0.58;
}
.home-hero-panel .vg-hero-bg::before,
.home-hero-panel .vg-hero-bg::after {
  background: rgba(255, 255, 255, 0.12);
  opacity: 0.35;
}
.home-hero-panel::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  background: linear-gradient(
    105deg,
    rgba(0, 0, 77, 0.88) 0%,
    rgba(0, 0, 77, 0.62) 42%,
    rgba(0, 0, 77, 0.28) 100%
  );
  pointer-events: none;
}
.home-hero-panel .vg-hero-inner {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 4rem;
  padding: 5.6rem 4.8rem;
}
.home-hero-panel .hero-eyebrow {
  color: var(--gold);
  opacity: 1;
  letter-spacing: 0.06em;
}
.home-hero-orbit {
  position: relative;
  width: 28rem;
  height: 28rem;
  flex-shrink: 0;
  will-change: transform;
  transition: transform 0.1s linear;
}
.orbit-ring {
  position: absolute;
  inset: 0;
  border: 2px dashed rgba(255, 255, 255, 0.35);
  border-radius: 50%;
  animation: orbitSpin 24s linear infinite;
}
.orbit-dot {
  position: absolute;
  width: 1.2rem;
  height: 1.2rem;
  background: var(--white);
  border-radius: 50%;
  box-shadow: 0 0 12px rgba(255, 255, 255, 0.8);
}
.orbit-dot-1 { top: 0; left: 50%; transform: translateX(-50%); animation: orbitPulse 2s ease infinite; }
.orbit-dot-2 { bottom: 20%; right: 8%; animation: orbitPulse 2s ease 0.4s infinite; }
.orbit-dot-3 { bottom: 20%; left: 8%; animation: orbitPulse 2s ease 0.8s infinite; }
@keyframes orbitSpin { to { transform: rotate(360deg); } }
@keyframes orbitPulse {
  0%, 100% { transform: scale(1); opacity: 1; }
  50% { transform: scale(1.35); opacity: 0.7; }
}
.anim-fade-up {
  opacity: 0;
  transform: translateY(24px);
  animation: heroFadeUp 0.85s var(--ease-spring) forwards;
}
.anim-delay-1 { animation-delay: 0.12s; }
.anim-delay-2 { animation-delay: 0.24s; }
.anim-delay-3 { animation-delay: 0.36s; }
.home-intro-band {
  text-align: center;
  padding: 1.8rem 0;
  margin-bottom: 2.4rem;
  font-weight: 500;
  font-size: 1.45rem;
  color: var(--grey-600);
  border-top: 1px solid var(--grey-200);
  border-bottom: 1px solid var(--grey-200);
  background: transparent;
  border-radius: 0;
}
.home-intro-band p { max-width: 90ch; margin: 0 auto; line-height: 1.6; }
.home-hero-wrap + section .content-stats,
.page-content-rich:has(.home-intro-band) .content-stats {
  margin-top: 0;
}
.page-content-rich:has(.home-intro-band) .stat-card {
  background: var(--white);
  border: 1px solid var(--grey-200);
  border-top: 3px solid var(--gold);
  box-shadow: 0 6px 20px rgba(0, 0, 77, 0.06);
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}
.page-content-rich:has(.home-intro-band) .stat-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 28px rgba(0, 0, 77, 0.1);
}
.page-content-rich:has(.home-intro-band) .stat-value {
  color: var(--navy);
}
.home-marquee {
  overflow: hidden;
  margin: 3.2rem 0;
  padding: 1.6rem 0;
  background: linear-gradient(90deg, var(--navy-deep), var(--navy));
  color: var(--white);
  border-radius: var(--radius-md);
}
.marquee-track {
  display: flex;
  gap: 4rem;
  white-space: nowrap;
  animation: marquee 28s linear infinite;
}
.marquee-track span { font-size: 1.5rem; font-weight: 600; opacity: 0.9; }
@keyframes marquee {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}
.home-bento {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  grid-template-rows: auto auto;
  gap: 1.6rem;
  margin: 2.4rem 0;
}
.bento-cell {
  position: relative;
  min-height: 16rem;
  padding: 2.4rem;
  border-radius: var(--radius-md);
  background-size: cover;
  background-position: center;
  color: var(--white);
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  overflow: hidden;
}
.bento-cell::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(0, 0, 77, 0.88), transparent 55%);
}
.bento-cell > * { position: relative; z-index: 1; }
.bento-large { grid-row: span 2; min-height: 34rem; }
.bento-wide { grid-column: span 2; }
.bento-label { font-size: 1.25rem; font-weight: 600; opacity: 0.9; }
.bento-cell h3 { font-size: 2rem; font-weight: 700; margin: 0.4rem 0; }
.bento-cell p { font-size: 1.4rem; opacity: 0.92; max-width: 40ch; }
.home-insight-row, .home-project-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  margin: 2rem 0;
}
.home-insight-mini, .home-project-mini {
  display: block;
  border: 1px solid var(--grey-200);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: transform 0.25s;
}
.home-insight-mini:hover, .home-project-mini:hover { transform: translateY(-4px); }
.home-insight-mini img, .home-project-mini img {
  width: 100%;
  height: 14rem;
  object-fit: cover;
}
.home-insight-mini span {
  display: block;
  padding: 1rem 1.4rem 0;
  font-size: 1.25rem;
  color: var(--orange);
  font-weight: 600;
}
.home-insight-mini strong, .home-project-mini h4 {
  display: block;
  padding: 0.6rem 1.4rem 1.4rem;
  font-size: 1.55rem;
  color: var(--navy);
  line-height: 1.4;
}
.home-project-mini p {
  padding: 0 1.4rem 1.4rem;
  font-size: 1.4rem;
  color: var(--grey-600);
}
.home-more-link { text-align: center; margin: 1.6rem 0 3.2rem; }
.home-more-link a {
  color: var(--navy);
  font-weight: 700;
  font-size: 1.6rem;
  text-decoration: none;
  border-bottom: 2px solid var(--gold);
  padding-bottom: 0.2rem;
  transition: color 0.2s ease, border-color 0.2s ease;
}
.home-more-link a:hover {
  color: var(--orange);
  border-color: var(--orange);
}
.home-cta-band {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-deep) 100%);
  color: var(--white);
  border-radius: var(--radius-lg);
  padding: 4.4rem 4rem;
  text-align: center;
  margin: 4.8rem 0 2.4rem;
  box-shadow: 0 16px 40px rgba(0, 0, 77, 0.15);
}
.home-cta-band h2 {
  color: var(--white);
  font-size: 2.8rem;
  margin-bottom: 1.2rem;
}
.home-cta-band p {
  font-size: 1.65rem;
  opacity: 0.92;
  max-width: 56ch;
  margin: 0 auto 2.4rem;
  line-height: 1.55;
}
.home-cta-band .btn-navy {
  background: var(--white);
  color: var(--navy);
  border: 2px solid var(--white);
}
.home-cta-band .btn-navy:hover {
  background: var(--lavender);
  border-color: var(--lavender);
  color: var(--navy-deep);
}

.legal-content h2 { font-size: 2.2rem; margin-top: 3.2rem; }
.legal-content p, .legal-content li { font-size: 1.5rem; line-height: 1.8; }

.media-split {
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 4rem;
  align-items: center;
  margin: 3.6rem 0;
}
.media-split-reverse { direction: rtl; }
.media-split-reverse > * { direction: ltr; }
.media-split-figure {
  margin: 0;
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: 0 12px 40px rgba(0, 0, 77, 0.12);
}
.media-split-figure img {
  width: 100%;
  height: 28rem;
  object-fit: cover;
}
.media-split-figure figcaption {
  padding: 1rem 1.2rem;
  font-size: 1.35rem;
  color: var(--grey-600);
  background: var(--grey-50);
}
.media-split-body h3 { margin-top: 0; }

.feature-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  margin: 2.8rem 0 4rem;
}
.feature-card {
  background: var(--white);
  border: 1px solid var(--grey-200);
  border-radius: var(--radius-md);
  padding: 2.4rem 2rem;
  transition: border-color 0.2s, transform 0.2s;
}
.feature-card:hover {
  border-color: var(--red);
  transform: translateY(-3px);
}
.feature-num {
  display: inline-block;
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--red);
  letter-spacing: 0.08em;
  margin-bottom: 0.8rem;
}
.feature-card h3 {
  font-size: 1.65rem;
  color: var(--navy);
  margin: 0 0 0.8rem;
}
.feature-card p {
  font-size: 1.45rem;
  line-height: 1.6;
  margin: 0;
  max-width: none;
}

.image-gallery {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2rem;
  margin: 3.2rem 0;
}
.gallery-item {
  margin: 0;
  border-radius: var(--radius-md);
  overflow: hidden;
}
.gallery-item img {
  width: 100%;
  height: 22rem;
  object-fit: cover;
}
.gallery-item figcaption {
  padding: 0.8rem 1rem;
  font-size: 1.3rem;
  color: var(--grey-600);
  background: var(--grey-100);
}

.content-pullquote {
  margin: 3.2rem 0;
  padding: 2.4rem 3.2rem;
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius-md);
  border-left: none;
}
.content-pullquote p {
  font-size: 1.9rem;
  line-height: 1.65;
  color: var(--white);
  max-width: none;
  margin: 0;
  font-weight: 500;
}
.content-pullquote cite {
  display: block;
  margin-top: 1.2rem;
  font-size: 1.35rem;
  opacity: 0.85;
  font-style: normal;
}
.content-divider {
  border: none;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--grey-200), transparent);
  margin: 4.8rem auto;
  max-width: 60%;
}
.page-content-rich .content-col p { max-width: none; }

.reveal-delay-4 { transition-delay: 0.4s; }

/* FAQ */
.faq-section {
  margin: 5.6rem 0 4rem;
  padding-top: 2.4rem;
  border-top: 1px solid var(--grey-200);
}
.faq-section > h2 { margin-bottom: 1.6rem; }
.faq-intro {
  font-size: 1.55rem;
  color: var(--grey-600);
  max-width: 72rem;
  margin-bottom: 2.4rem;
}
.faq-list { display: flex; flex-direction: column; gap: 1rem; }
.faq-item {
  border: 1px solid var(--grey-200);
  border-radius: var(--radius-md);
  background: var(--white);
  overflow: hidden;
  transition: box-shadow 0.35s var(--ease-spring), border-color 0.35s ease;
}
.faq-item[open] {
  border-color: var(--lavender-mid);
  box-shadow: 0 8px 28px rgba(26, 35, 126, 0.08);
}
.faq-question {
  padding: 1.6rem 2rem;
  font-size: 1.5rem;
  font-weight: 600;
  cursor: pointer;
  list-style: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.2rem;
}
.faq-question::-webkit-details-marker { display: none; }
.faq-question::after {
  content: "+";
  font-size: 2rem;
  font-weight: 400;
  color: var(--navy-700);
  transition: transform 0.3s ease;
}
.faq-item[open] .faq-question::after { transform: rotate(45deg); }
.faq-answer {
  padding: 0 2rem 1.8rem;
  border-top: 1px solid var(--grey-100);
}
.faq-answer p {
  font-size: 1.45rem;
  line-height: 1.65;
  color: var(--grey-700);
}

/* Testimonials */
.testimonials-section {
  margin: 5.6rem 0;
  padding: 4rem 0;
  background: linear-gradient(135deg, var(--grey-50) 0%, var(--lavender-light) 100%);
  border-radius: var(--radius-lg);
}
.testimonials-section > h2 {
  text-align: center;
  margin-bottom: 3.2rem;
  padding: 0 2rem;
}
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(28rem, 1fr));
  gap: 2rem;
  padding: 0 2rem;
}
.testimonial-card {
  margin: 0;
  padding: 2.4rem;
  background: var(--white);
  border-radius: var(--radius-md);
  border: 1px solid var(--grey-200);
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.04);
  transition: transform 0.45s var(--ease-spring), box-shadow 0.45s ease;
}
.testimonial-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 32px rgba(26, 35, 126, 0.1);
}
.testimonial-quote {
  font-size: 1.5rem;
  line-height: 1.65;
  color: var(--navy-900);
  margin: 0 0 1.6rem;
  font-style: italic;
}
.testimonial-card footer cite {
  display: block;
  font-size: 1.4rem;
  font-weight: 700;
  font-style: normal;
  color: var(--navy-800);
}
.testimonial-role {
  display: block;
  font-size: 1.3rem;
  color: var(--grey-600);
  margin-top: 0.4rem;
}

/* Project showcase duo */
.showcase-duo-section {
  margin: 5.6rem 0;
}
.showcase-duo-section > h2 { margin-bottom: 2.4rem; }
.showcase-duo {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(30rem, 1fr));
  gap: 2.4rem;
}
.showcase-card {
  display: block;
  text-decoration: none;
  color: inherit;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--grey-200);
  background: var(--white);
  transition: transform 0.45s var(--ease-spring), box-shadow 0.45s ease;
}
.showcase-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 16px 40px rgba(26, 35, 126, 0.12);
}
.showcase-card-img {
  aspect-ratio: 16/10;
  overflow: hidden;
}
.showcase-card-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.6s ease;
}
.showcase-card:hover .showcase-card-img img { transform: scale(1.04); }
.showcase-card-body { padding: 2rem; }
.showcase-meta {
  font-size: 1.25rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--grey-600);
}
.showcase-card-body h3 {
  font-size: 1.8rem;
  margin: 0.8rem 0;
  color: var(--navy-900);
}
.showcase-card-body p {
  font-size: 1.4rem;
  color: var(--grey-700);
  line-height: 1.55;
}
.showcase-link {
  display: inline-block;
  margin-top: 1.2rem;
  font-weight: 600;
  color: var(--navy-700);
}

/* Content bands (extra sections outside main wrap) */
.content-band {
  padding: 5.6rem 0;
}
.content-band-light {
  background: var(--white);
}
.content-band-muted {
  background: var(--grey-50);
}
.content-band .faq-section,
.content-band .testimonials-section {
  margin-top: 0;
  border-top: none;
  padding-top: 0;
}
.content-band .testimonials-section {
  background: transparent;
  padding: 2rem 0;
}
.page-banner-reveal .page-banner-inner .reveal.is-visible {
  transition-duration: 0.85s;
}

@media (max-width: 768px) {
  .testimonials-grid,
  .showcase-duo {
    grid-template-columns: 1fr;
  }
  .faq-question { font-size: 1.4rem; padding: 1.4rem 1.6rem; }
  .home-hero-panel .vg-hero-inner {
    grid-template-columns: 1fr;
    padding: 4rem 2.4rem;
  }
  .home-hero-orbit { display: none; }
  .content-stats,
  .page-content-rich:has(.home-intro-band) .content-stats {
    grid-template-columns: repeat(2, 1fr);
  }
  .home-cta-band { padding: 3.2rem 2rem; }
  .home-cta-band h2 { font-size: 2.2rem; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
  html { scroll-behavior: auto; }
}